Kitty Scheme – P.P. Jewellers by Pawan Gupta

Kitty Scheme – P.P. Jewellers by Pawan Gupta

Kitty Scheme – P.P. Jewellers by Pawan Gupta

A structured monthly savings plan to help customers accumulate funds for jewellery purchases, with added benefits upon maturity.

Key Features:

  • Monthly Installment: Minimum ₹2,000, in multiples of ₹1,000

  • Duration: 11 months of contribution

  • Redemption Period: Jewellery must be purchased within the 12th month from enrollment

  • Flexible Payments: Accepted via cash, online banking, credit card, UPI, or post-dated cheques

  • Redemption Locations: Karol Bagh, South Extension-II, Gurugram (JMD Mall)

  • Maturity Benefit: Up to 18% discount on making charges at redemption

How It Works:

  1. Enroll at any P.P. Jewellers by Pawan Gupta store

  2. Pay monthly installments for 11 months

  3. On maturity, redeem your savings to buy jewellery (equal to or above saved amount) and enjoy a discount

  4. Missed Payments:

    • 1 month missed: Allowed to pay double next month

    • 2+ months missed: Kitty collapses, principal refunded

Important Note:
Jewellery must be purchased between the end of 11th month and before the 12th month. If no purchase is made within this timeframe, the saved amount will be refunded.